Side-by-side · Q2 2026 data
Methodist Healthcare Federal Credit Union vs Epb Employees Credit Union
Credit union
Methodist Healthcare Federal Credit Union
Cordova, Tennessee · Under $100 million in assets
Credit union
Epb Employees Credit Union
Chattanooga, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Methodist Healthcare Federal Credit Union | Epb Employees Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 66 (stronger) | 0 |
| Earnings | 52 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 45 |
| Peer percentile | 70th | 7th |
| Total assets | $46.2M | $43.3M |
| Deposits / shares | $37.5M | $38.5M |
| Capital ratio | 17.58% (stronger) | 11.63% |
| Problem loans | 1.03% (stronger) | 8.72% |
| Net charge-offs | 3.00% | 0.31% (stronger) |
| Return on assets | 0.80% (stronger) | 0.58% |
| Loans ÷ deposits | 19.4% (stronger) | 41.1% |
| Uninsured deposits | 4.3% | 0.8% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Methodist Healthcare Federal Credit Union has the higher TellerScore (82 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Methodist Healthcare Federal Credit Union leads on 5 and Epb Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.