TellerScore

Methodist Healthcare Federal Credit Union is a federal credit union headquartered in Cordova, Tennessee, in business for about 66 years. At the end of Q2 2026 it reported $46.2M in total assets and $37.5M in member shares and deposits, with 5 offices.

Methodist Healthcare Federal Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 41st. Capital cushion contributes the most (100/100, 17.58%); earnings contributes the least (52/100, 0.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.58%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.03%
Earnings52/100
Return on assets (annualized): 0.80%
Funding & liquidity100/100
Loans ÷ shares: 19.4% · 4.3% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.92%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 18 points (64 → 82), mostly because the loan quality component improved by 46 points.

TellerScore
607182Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202461
Q4 202461
Q1 202560
Q2 202564
Q3 202566
Q4 202561
Q1 202668
Q2 202682
Net worth ratio
7.00%12.53%18.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.62%
Q3 202417.05%
Q4 202417.86%
Q1 202517.04%
Q2 202516.90%
Q3 202517.26%
Q4 202518.06%
Q1 202617.16%
Q2 202617.58%
Delinquent loans (60+ days)
1.03%3.06%5.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.86%
Q3 20245.09%
Q4 20244.30%
Q1 20252.74%
Q2 20252.40%
Q3 20252.31%
Q4 20252.86%
Q1 20262.15%
Q2 20261.03%
Return on assets
-0.12%0.34%0.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.36%
Q3 20240.40%
Q4 20240.36%
Q1 2025-0.12%
Q2 20250.02%
Q3 20250.18%
Q4 20250.21%
Q1 20260.25%
Q2 20260.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$46.2M17.58%1.03%0.80%19.4%
Q1 202668$47.1M17.16%2.15%0.25%19.0%
Q4 202561$44.5M18.06%2.86%0.21%20.0%
Q3 202566$46.4M17.26%2.31%0.18%19.2%
Q2 202564$47.3M16.90%2.40%0.02%19.8%
Q1 202560$46.8M17.04%2.74%-0.12%20.6%
Q4 202461$44.7M17.86%4.30%0.36%23.8%
Q3 202461$46.9M17.05%5.09%0.40%23.0%
Q2 202461$47.8M16.62%3.86%0.36%23.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.58%
68th
Problem loans1.03%
38th
Net charge-offs3.00%
3rd
Return on assets0.80%
58th
Loans to deposits19.4%
95th
Uninsured deposits4.3%
26th
Loan-loss reserves0.00%
37th
Texas ratio0.9%
67th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Ups Employees Credit UnionCredit union Memphis, TN90 out of 100, Very strong$44.9M23.9%0.57%vs
Lakeside Credit UnionCredit union New Johnsonvill, TN89 out of 100, Very strong$44.7M16.9%0.56%vs
Collegedale Credit UnionCredit union Collegedale, TN70 out of 100, Strong$44.6M9.6%0.32%vs
First Choice Community Credit UnionCredit union Knoxville, TN85 out of 100, Very strong$48.9M16.4%1.02%vs
Epb Employees Credit UnionCredit union Chattanooga, TN48 out of 100, Below average$43.3M11.6%8.72%vs
M.P.D. Community Credit UnionCredit union Nashville, TN71 out of 100, Strong$41.0M11.3%0.79%vs

Deposit insurance

Is my money safe at Methodist Healthcare Federal Credit Union?

Yes. Methodist Healthcare Federal Credit Union is a federally insured credit union (NCUA charter #13456). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Methodist Healthcare Federal Credit Union lists 5 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Methodist Healthcare Federal Credit Union
Type
Federal credit union
NCUA charter #
13456
RSSD ID
969581
Primary regulator
NCUA
Established
1960
Headquarters
7130 Goodlett Farms Pkwy, Ste 105W, Cordova, TN 38016
Employees
9

Quick answers

Methodist Healthcare Federal Credit Union: common questions

Is Methodist Healthcare Federal Credit Union NCUA insured?

Yes. Methodist Healthcare Federal Credit Union is a federally insured credit union (NCUA charter #13456). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Methodist Healthcare Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Methodist Healthcare Federal Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cordova

InstitutionScoreAssetsCapitalProblem loansCompare
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FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
First South Financial Federal Credit UnionCredit union Bartlett, TN95 out of 100, Very strong$844.8M30.2%0.22%vs
L G & W Federal Credit UnionCredit union Memphis, TN92 out of 100, Very strong$115.1M21.7%0.32%vs
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