Side-by-side · Q2 2026 data
Metro Bank vs NobleBank & Trust
Metric by metric
| Measure | Metro Bank | NobleBank & Trust |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 97 (stronger) | 63 |
| Loan quality | 61 | 91 (stronger) |
| Earnings | 77 | 89 (stronger) |
| Funding & liquidity | 76 | 76 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 90th | 80th |
| Total assets | $1.2B | $444.0M |
| Deposits / shares | $1.0B | $396.6M |
| Capital ratio | 14.68% (stronger) | 11.32% |
| Problem loans | 1.18% | 0.26% (stronger) |
| Net charge-offs | 0.18% | 0.02% (stronger) |
| Return on assets | 1.41% | 1.74% (stronger) |
| Loans ÷ deposits | 58.4% (stronger) | 68.4% |
| Uninsured deposits | 37.0% | 29.4% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
NobleBank & Trust has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Metro Bank leads on 2 and NobleBank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Heflin, AL