NobleBank & Trust is a state-chartered bank (fed member) headquartered in Anniston, Alabama, in business for about 21 years. At the end of Q2 2026 it reported $444.0M in total assets and $396.6M in deposits, with 6 offices.
Based on its Q2 2026 filing, NobleBank & Trust scores 81/100, which we describe as strong. That is higher than 80% of 2,650 banks with $100 million – $1 billion. Among 93 banks headquartered in Alabama, it ranks 19th. Its strongest component is problem-loan coverage (97/100; 1.7%), and its lowest is capital cushion (63/100; 11.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (77 → 81), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 73 |
| Q4 2024 | 75 |
| Q1 2025 | 76 |
| Q2 2025 | 77 |
| Q3 2025 | 73 |
| Q4 2025 | 78 |
| Q1 2026 | 83 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.44% |
| Q3 2024 | 10.55% |
| Q4 2024 | 10.53% |
| Q1 2025 | 10.62% |
| Q2 2025 | 10.54% |
| Q3 2025 | 10.66% |
| Q4 2025 | 10.68% |
| Q1 2026 | 11.28% |
| Q2 2026 | 11.32% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.61% |
| Q4 2025 | 0.11% |
| Q1 2026 | 0.07% |
| Q2 2026 | 0.26% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.17% |
| Q3 2024 | 1.15% |
| Q4 2024 | 1.23% |
| Q1 2025 | 1.16% |
| Q2 2025 | 1.36% |
| Q3 2025 | 1.40% |
| Q4 2025 | 1.49% |
| Q1 2026 | 1.73% |
| Q2 2026 | 1.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $444.0M | 11.32% | 0.26% | 1.74% | 68.4% |
| Q1 2026 | 83 | $439.8M | 11.28% | 0.07% | 1.73% | 65.4% |
| Q4 2025 | 78 | $438.7M | 10.68% | 0.11% | 1.49% | 65.1% |
| Q3 2025 | 73 | $444.9M | 10.66% | 0.61% | 1.40% | 64.9% |
| Q2 2025 | 77 | $434.3M | 10.54% | 0.10% | 1.36% | 66.3% |
| Q1 2025 | 76 | $424.8M | 10.62% | 0.11% | 1.16% | 64.9% |
| Q4 2024 | 75 | $415.5M | 10.53% | 0.15% | 1.23% | 64.7% |
| Q3 2024 | 73 | $415.3M | 10.55% | 0.38% | 1.15% | 63.1% |
| Q2 2024 | 70 | $400.9M | 10.44% | 0.66% | 1.17% | 67.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Jackson Bank, Inc.Bank Stevenson, AL | 93 out of 100, Very strong | $444.3M | 14.8% | 0.08% | vs |
| The Bank of VernonBank Vernon, AL | 85 out of 100, Very strong | $445.4M | 16.6% | 0.47% | vs |
| Cullman Savings BankBank Cullman, AL | 76 out of 100, Strong | $456.7M | 18.6% | 0.41% | vs |
| Robertson Banking CompanyBank Demopolis, AL | 83 out of 100, Strong | $462.7M | 11.3% | 0.13% | vs |
| State Bank & TrustBank Winfield, AL | 63 out of 100, Moderate | $413.0M | 9.0% | 0.51% | vs |
| First Citizens BankBank Luverne, AL | 87 out of 100, Very strong | $402.6M | 14.3% | 0.76% | vs |
Deposit insurance
Is my money safe at NobleBank & Trust?
Yes. NobleBank & Trust is an FDIC-insured institution (FDIC certificate #58111). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 29.4% of deposits ($116.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.32%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
NobleBank & Trust lists 6 offices in 6 cities. Most locations:
- Alexandria, AL (1)
- Anniston, AL (1)
- Birmingham, AL (1)
- Heflin, AL (1)
- Oxford, AL (1)
- Piedmont, AL (1)
Identity & history
Profile
- Legal name
- NobleBank & Trust
- Former names
- Noble Bank & Trust, N.A.
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 58111
- RSSD ID
- 3385744
- Primary regulator
- FED
- Holding company
- Noble Bancshares Inc
- Established
- October 11, 2005
- Headquarters
- 1509 Quintard Ave, Anniston, AL 36201
- Website
- www.noblebank.com
- Employees
- 68
Quick answers
NobleBank & Trust: common questions
Is NobleBank & Trust FDIC insured?
Yes. NobleBank & Trust is an FDIC-insured institution (FDIC certificate #58111). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is NobleBank & Trust's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has NobleBank & Trust ever failed?
There is no failure record for FDIC certificate #58111 in the FDIC failed bank list.
How many branches does NobleBank & Trust have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Anniston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Exchange Bank of AlabamaBank Altoona, AL | 91 out of 100, Very strong | $392.5M | 15.3% | 0.04% | vs |
| Aod Federal Credit UnionCredit union Bynum, AL | 89 out of 100, Very strong | $466.7M | 16.4% | 0.53% | vs |
| Chem Family Credit UnionCredit union Anniston, AL | 88 out of 100, Very strong | $4.1M | 28.1% | 0.00% | vs |
| Sycamore Federal Credit UnionCredit union Sycamore, AL | 87 out of 100, Very strong | $77.1M | 16.4% | 0.89% | vs |
| Metro BankBank Pell City, AL | 80 out of 100, Strong | $1.2B | 14.7% | 1.18% | vs |
| Peoples Bank of AlabamaBank Cullman, AL | 76 out of 100, Strong | $1.4B | 11.2% | 0.56% | vs |