Side-by-side · Q2 2026 data
Metro City Bank vs Auburn University Credit Union
Metric by metric
| Measure | Metro City Bank | Auburn University Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 61 (stronger) | 48 |
| Loan quality | 85 (stronger) | 80 |
| Earnings | 97 (stronger) | 44 |
| Funding & liquidity | 30 | 94 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 70th | 41st |
| Total assets | $4.5B | $267.9M |
| Deposits / shares | $3.5B | $241.5M |
| Capital ratio | 11.08% (stronger) | 9.77% |
| Problem loans | 0.44% (stronger) | 0.59% |
| Net charge-offs | 0.01% (stronger) | 0.37% |
| Return on assets | 1.94% (stronger) | 0.59% |
| Loans ÷ deposits | 111.5% | 66.3% (stronger) |
| Uninsured deposits | 32.8% | 6.9% (stronger) |
| Offices | 27 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.0% | 13.5% |
Metro City Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Metro City Bank leads on 5 and Auburn University Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.