Auburn University Credit Union (NCUA charter #68701) is based in Auburn, Alabama. Its Q2 2026 call report shows $267.9M in total assets and $241.5M in member shares and deposits and 3 offices.
Based on its Q2 2026 filing, Auburn University Credit Union scores 67/100, which we describe as moderate. That is higher than only 41% of 1,341 credit unions with $100 million – $1 billion. Among 88 credit unions headquartered in Alabama, it ranks 63rd. Its strongest component is funding & liquidity (94/100; 66% loans-to-deposits, 7% uninsured), and its lowest is earnings (44/100; 0.59%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (66 → 67).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 61 |
| Q4 2024 | 61 |
| Q1 2025 | 64 |
| Q2 2025 | 66 |
| Q3 2025 | 64 |
| Q4 2025 | 62 |
| Q1 2026 | 66 |
| Q2 2026 | 67 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.73% |
| Q3 2024 | 9.99% |
| Q4 2024 | 10.05% |
| Q1 2025 | 9.75% |
| Q2 2025 | 9.88% |
| Q3 2025 | 9.73% |
| Q4 2025 | 9.69% |
| Q1 2026 | 9.57% |
| Q2 2026 | 9.77% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.04% |
| Q4 2024 | 1.13% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.71% |
| Q3 2025 | 0.82% |
| Q4 2025 | 0.98% |
| Q1 2026 | 0.59% |
| Q2 2026 | 0.59% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.27% |
| Q4 2024 | 0.36% |
| Q1 2025 | 0.25% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.46% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.55% |
| Q2 2026 | 0.59% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $267.9M | 9.77% | 0.59% | 0.59% | 66.3% |
| Q1 2026 | 66 | $269.1M | 9.57% | 0.59% | 0.55% | 61.5% |
| Q4 2025 | 62 | $262.0M | 9.69% | 0.98% | 0.44% | 59.7% |
| Q3 2025 | 64 | $259.6M | 9.73% | 0.82% | 0.46% | 57.7% |
| Q2 2025 | 66 | $253.2M | 9.88% | 0.71% | 0.51% | 56.2% |
| Q1 2025 | 64 | $251.6M | 9.75% | 0.65% | 0.25% | 54.7% |
| Q4 2024 | 61 | $242.6M | 10.05% | 1.13% | 0.36% | 55.8% |
| Q3 2024 | 61 | $241.4M | 9.99% | 1.04% | 0.27% | 55.6% |
| Q2 2024 | 58 | $245.4M | 9.73% | 1.23% | 0.20% | 51.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mutual Savings Credit UnionCredit union Birmingham, AL | 65 out of 100, Moderate | $242.8M | 9.1% | 0.19% | vs |
| New Horizons Credit UnionCredit union Mobile, AL | 71 out of 100, Strong | $304.1M | 10.8% | 0.37% | vs |
| Fort McClellan Credit UnionCredit union Anniston, AL | 68 out of 100, Moderate | $224.1M | 12.7% | 1.17% | vs |
| Alatrust Credit UnionCredit union Hoover, AL | 75 out of 100, Strong | $224.0M | 14.0% | 1.72% | vs |
| Acipco Federal Credit UnionCredit union Birmingham, AL | 94 out of 100, Very strong | $221.5M | 14.4% | 0.21% | vs |
| Naheola Credit UnionCredit union Pennington, AL | 74 out of 100, Strong | $219.6M | 18.0% | 1.97% | vs |
Deposit insurance
Is my money safe at Auburn University Credit Union?
Yes. Auburn University Credit Union is a federally insured credit union (NCUA charter #68701). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.9% of shares and deposits ($16.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.77%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Auburn University Credit Union lists 3 offices in 2 cities. Most locations:
- Auburn, AL (2)
- Montgomery, AL (1)
HMDA 2025
Mortgage lending
In 2025, Auburn University Credit Union reported 94 home-loan applications under HMDA (LEI 549300GMZQGVLZ5KCW51): 71 originated ($13,185,000 total), 12 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Auburn University Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68701
- RSSD ID
- 440183
- Primary regulator
- State + NCUA
- Established
- 1960
- Headquarters
- PO Box 1610, Auburn, AL 36831
- Employees
- 49
Quick answers
Auburn University Credit Union: common questions
Is Auburn University Credit Union NCUA insured?
Yes. Auburn University Credit Union is a federally insured credit union (NCUA charter #68701). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Auburn University Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Auburn University Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Auburn
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chattahoochee Federal Credit UnionCredit union Valley, AL | 87 out of 100, Very strong | $23.4M | 15.0% | 0.51% | vs |
| East Alabama Community Federal Credit UnionCredit union Opelika, AL | 84 out of 100, Strong | $20.8M | 14.2% | 0.00% | vs |
| Tvh Federal Credit UnionCredit union Tuskegee, AL | 76 out of 100, Strong | $5.1M | 23.4% | 0.41% | vs |
| AuburnBankBank Auburn, AL | 74 out of 100, Strong | $1.1B | 10.7% | 0.01% | vs |
| First Community Bank of Central AlabamaBank Wetumpka, AL | 74 out of 100, Strong | $694.3M | 8.6% | 0.10% | vs |
| Metro City BankBank Doraville, GA | 73 out of 100, Strong | $4.5B | 11.1% | 0.44% | vs |