Side-by-side · Q2 2026 data
Metro City Bank vs Fedmont Federal Credit Union
Metric by metric
| Measure | Metro City Bank | Fedmont Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 61 | 84 (stronger) |
| Loan quality | 85 (stronger) | 83 |
| Earnings | 97 (stronger) | 22 |
| Funding & liquidity | 30 | 100 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 70th | 52nd |
| Total assets | $4.5B | $13.0M |
| Deposits / shares | $3.5B | $11.2M |
| Capital ratio | 11.08% | 13.37% (stronger) |
| Problem loans | 0.44% (stronger) | 0.52% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.94% (stronger) | 0.06% |
| Loans ÷ deposits | 111.5% | 36.1% (stronger) |
| Uninsured deposits | 32.8% | 0.0% (stronger) |
| Offices | 27 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.0% | — |
Fedmont Federal Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Metro City Bank leads on 2 and Fedmont Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.