Headquartered in Montgomery, Alabama, Fedmont Federal Credit Union is a federal credit union with $13.0M in total assets and $11.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.
Fedmont Federal Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 45th. Funding & liquidity contributes the most (100/100, 36% loans-to-deposits, 0% uninsured); earnings contributes the least (22/100, 0.06%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 12 points (87 → 75), mostly because the earnings component weakened by 39 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 82 |
| Q4 2024 | 81 |
| Q1 2025 | 82 |
| Q2 2025 | 87 |
| Q3 2025 | 87 |
| Q4 2025 | 79 |
| Q1 2026 | 78 |
| Q2 2026 | 75 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.40% |
| Q3 2024 | 13.09% |
| Q4 2024 | 13.36% |
| Q1 2025 | 13.23% |
| Q2 2025 | 13.23% |
| Q3 2025 | 13.59% |
| Q4 2025 | 13.92% |
| Q1 2026 | 13.61% |
| Q2 2026 | 13.37% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.26% |
| Q4 2024 | 0.46% |
| Q1 2025 | 0.21% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.92% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.52% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.39% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.61% |
| Q2 2025 | 1.02% |
| Q3 2025 | 0.99% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.48% |
| Q2 2026 | 0.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $13.0M | 13.37% | 0.52% | 0.06% | 36.1% |
| Q1 2026 | 78 | $12.9M | 13.61% | 0.66% | 0.48% | 35.4% |
| Q4 2025 | 79 | $12.5M | 13.92% | 0.92% | 0.79% | 40.2% |
| Q3 2025 | 87 | $12.8M | 13.59% | 0.13% | 0.99% | 39.2% |
| Q2 2025 | 87 | $12.9M | 13.23% | 0.00% | 1.02% | 37.6% |
| Q1 2025 | 82 | $12.9M | 13.23% | 0.21% | 0.61% | 31.9% |
| Q4 2024 | 81 | $12.3M | 13.36% | 0.46% | 0.72% | 34.8% |
| Q3 2024 | 82 | $12.4M | 13.09% | 0.26% | 0.72% | 34.5% |
| Q2 2024 | 79 | $12.7M | 12.40% | 0.00% | 0.39% | 33.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tuskegee Federal Credit UnionCredit union Tuskegee, AL | 17 out of 100, Low | $11.3M | 4.2% | 4.29% | vs |
| Mobile Government Emp. Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $15.0M | 22.0% | 0.00% | vs |
| Blue Flame Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $10.7M | 15.4% | 0.00% | vs |
| Northeast Alabama Postal Federal Credit UnionCredit union Anniston, AL | 73 out of 100, Strong | $15.6M | 14.1% | 1.06% | vs |
| Opp-Micolas Credit UnionCredit union Opp, AL | 67 out of 100, Moderate | $10.4M | 25.2% | 1.46% | vs |
| Birmingham City Credit UnionCredit union Birmingham, AL | 76 out of 100, Strong | $9.7M | 18.9% | 0.92% | vs |
Deposit insurance
Is my money safe at Fedmont Federal Credit Union?
Yes. Fedmont Federal Credit Union is a federally insured credit union (NCUA charter #14026). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.37%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Fedmont Federal Credit Union lists 1 office in 1 city. Most locations:
- Montgomery, AL (1)
Identity & history
Profile
- Legal name
- Fedmont Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14026
- RSSD ID
- 330181
- Primary regulator
- NCUA
- Established
- 1960
- Headquarters
- 330 Eastdale Cir, Montgomery, AL 36117
- Employees
- 6
Quick answers
Fedmont Federal Credit Union: common questions
Is Fedmont Federal Credit Union NCUA insured?
Yes. Fedmont Federal Credit Union is a federally insured credit union (NCUA charter #14026). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fedmont Federal Credit Union's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fedmont Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Montgomery
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Max Credit UnionCredit union Montgomery, AL | 89 out of 100, Very strong | $2.4B | 14.5% | 0.68% | vs |
| Southern Energy Credit UnionCredit union Birmingham, AL | 84 out of 100, Strong | $3.6B | 14.6% | 0.23% | vs |
| Alabama State Employees Credit UnionCredit union Montgomery, AL | 80 out of 100, Strong | $471.2M | 12.0% | 0.31% | vs |
| First Community Bank of Central AlabamaBank Wetumpka, AL | 74 out of 100, Strong | $694.3M | 8.6% | 0.10% | vs |
| Metro City BankBank Doraville, GA | 73 out of 100, Strong | $4.5B | 11.1% | 0.44% | vs |
| AmeriFirst BankBank Montgomery, AL | 69 out of 100, Moderate | $364.1M | 9.7% | 0.19% | vs |