Side-by-side · Q2 2026 data
Metro Federal Credit Union vs Gale Credit Union
Credit union
Metro Federal Credit Union
Arlington Heigh, Illinois · Under $100 million in assets
Metric by metric
| Measure | Metro Federal Credit Union | Gale Credit Union |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 46 | 56 (stronger) |
| Loan quality | 72 | 89 (stronger) |
| Earnings | 61 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 36th | 47th |
| Total assets | $80.0M | $73.7M |
| Deposits / shares | $71.0M | $65.7M |
| Capital ratio | 9.64% | 10.62% (stronger) |
| Problem loans | 0.83% | 0.33% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.14% |
| Return on assets | 1.04% (stronger) | 0.88% |
| Loans ÷ deposits | 57.7% (stronger) | 74.1% |
| Uninsured deposits | 3.0% (stronger) | 3.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gale Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Metro Federal Credit Union leads on 4 and Gale Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.