Side-by-side · Q2 2026 data
Metro Medical Credit Union vs Baylor Health Care System Credit Union
Credit union
Baylor Health Care System Credit Union
Dallas, Texas · Under $100 million in assets
Metric by metric
| Measure | Metro Medical Credit Union | Baylor Health Care System Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 76 |
| Capital cushion | 100 | 100 |
| Loan quality | 78 (stronger) | 49 |
| Earnings | 84 (stronger) | 46 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 90th | 54th |
| Total assets | $82.7M | $80.6M |
| Deposits / shares | $67.2M | $62.0M |
| Capital ratio | 17.85% | 21.91% (stronger) |
| Problem loans | 0.66% (stronger) | 1.54% |
| Net charge-offs | 0.28% (stronger) | 0.53% |
| Return on assets | 1.60% (stronger) | 0.66% |
| Loans ÷ deposits | 39.7% (stronger) | 53.6% |
| Uninsured deposits | 10.8% | 3.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.5% | — |
Metro Medical Credit Union has the higher TellerScore (91 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Metro Medical Credit Union leads on 5 and Baylor Health Care System Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.