Side-by-side · Q2 2026 data
Metro Realtors Federal Credit Union vs Cvph Employees Federal Credit Union
Credit union
Metro Realtors Federal Credit Union
Melville, New York · Under $100 million in assets
Credit union
Cvph Employees Federal Credit Union
Plattsburgh, New York · Under $100 million in assets
Metric by metric
| Measure | Metro Realtors Federal Credit Union | Cvph Employees Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 70 (stronger) |
| Capital cushion | 46 | 58 (stronger) |
| Loan quality | 83 | 99 (stronger) |
| Earnings | 0 | 29 (stronger) |
| Funding & liquidity | 65 | 81 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 13th | 40th |
| Total assets | $10.6M | $10.4M |
| Deposits / shares | $9.5M | $9.3M |
| Capital ratio | 9.61% | 10.77% (stronger) |
| Problem loans | 0.50% | 0.04% (stronger) |
| Net charge-offs | 0.86% | 0.02% (stronger) |
| Return on assets | -3.11% | 0.21% (stronger) |
| Loans ÷ deposits | 83.1% | 79.5% (stronger) |
| Uninsured deposits | 26.3% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cvph Employees Federal Credit Union has the higher TellerScore (70 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Metro Realtors Federal Credit Union leads on 0 and Cvph Employees Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.