Metro Realtors Federal Credit Union is a federal credit union headquartered in Melville, New York, in business for about 54 years. At the end of Q2 2026 it reported $10.6M in total assets and $9.5M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Metro Realtors Federal Credit Union scores 54/100, which we describe as below average. That is higher than only 13% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 228th. Its strongest component is problem-loan coverage (92/100; 3.9%), and its lowest is earnings (0/100; -3.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (45 → 54), mostly because the loan quality component improved by 39 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 35 |
| Q3 2024 | 33 |
| Q4 2024 | 43 |
| Q1 2025 | 42 |
| Q2 2025 | 45 |
| Q3 2025 | 50 |
| Q4 2025 | 42 |
| Q1 2026 | 54 |
| Q2 2026 | 54 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.85% |
| Q3 2024 | 10.71% |
| Q4 2024 | 10.95% |
| Q1 2025 | 11.01% |
| Q2 2025 | 10.93% |
| Q3 2025 | 10.89% |
| Q4 2025 | 10.78% |
| Q1 2026 | 10.03% |
| Q2 2026 | 9.61% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.54% |
| Q3 2024 | 2.72% |
| Q4 2024 | 1.85% |
| Q1 2025 | 2.28% |
| Q2 2025 | 1.68% |
| Q3 2025 | 1.21% |
| Q4 2025 | 1.99% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.50% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.59% |
| Q3 2024 | -1.84% |
| Q4 2024 | -1.77% |
| Q1 2025 | -0.25% |
| Q2 2025 | -0.81% |
| Q3 2025 | -1.05% |
| Q4 2025 | -1.35% |
| Q1 2026 | -2.93% |
| Q2 2026 | -3.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 54 | $10.6M | 9.61% | 0.50% | -3.11% | 83.1% |
| Q1 2026 | 54 | $11.1M | 10.03% | 0.66% | -2.93% | 82.1% |
| Q4 2025 | 42 | $11.1M | 10.78% | 1.99% | -1.35% | 88.5% |
| Q3 2025 | 50 | $11.5M | 10.89% | 1.21% | -1.05% | 89.9% |
| Q2 2025 | 45 | $11.9M | 10.93% | 1.68% | -0.81% | 90.4% |
| Q1 2025 | 42 | $12.3M | 11.01% | 2.28% | -0.25% | 91.1% |
| Q4 2024 | 43 | $12.4M | 10.95% | 1.85% | -1.77% | 96.4% |
| Q3 2024 | 33 | $13.3M | 10.71% | 2.72% | -1.84% | 96.9% |
| Q2 2024 | 35 | $13.6M | 10.85% | 2.54% | -1.59% | 101.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cvph Employees Federal Credit UnionCredit union Plattsburgh, NY | 70 out of 100, Strong | $10.4M | 10.8% | 0.04% | vs |
| Sing Sing Employees Federal Credit UnionCredit union Briarcliff Mano, NY | 73 out of 100, Strong | $11.0M | 15.6% | 1.26% | vs |
| Maryvale Schools Federal Credit UnionCredit union Cheektowaga, NY | 75 out of 100, Strong | $10.2M | 20.0% | 2.13% | vs |
| Williamsville Federal Credit UnionCredit union Amherst, NY | 70 out of 100, Strong | $11.1M | 11.8% | 0.15% | vs |
| Circuit Federal Credit UnionCredit union Cheektowaga, NY | 71 out of 100, Strong | $11.5M | 13.3% | 0.39% | vs |
| Seneca Nation of Indians Federal Credit UnionCredit union Irving, NY | 75 out of 100, Strong | $9.5M | 13.5% | 1.43% | vs |
Deposit insurance
Is my money safe at Metro Realtors Federal Credit Union?
Yes. Metro Realtors Federal Credit Union is a federally insured credit union (NCUA charter #20857). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 26.3% of shares and deposits ($2.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.61%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Metro Realtors Federal Credit Union lists 1 office in 1 city. Most locations:
- Melville, NY (1)
Identity & history
Profile
- Legal name
- Metro Realtors Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 20857
- RSSD ID
- 683784
- Primary regulator
- NCUA
- Established
- 1972
- Headquarters
- 535 Broadhollow Rd Ste A4, Melville, NY 11747
- Employees
- 5
Quick answers
Metro Realtors Federal Credit Union: common questions
Is Metro Realtors Federal Credit Union NCUA insured?
Yes. Metro Realtors Federal Credit Union is a federally insured credit union (NCUA charter #20857). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Metro Realtors Federal Credit Union's TellerScore?
54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Metro Realtors Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Melville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |
| Latvian Federal Credit UnionCredit union Melville, NY | 88 out of 100, Very strong | $1.8M | 25.3% | 0.00% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |