Side-by-side · Q2 2026 data
Metro Realtors Federal Credit Union vs Seneca Nation of Indians Federal Credit Union
Credit union
Metro Realtors Federal Credit Union
Melville, New York · Under $100 million in assets
Credit union
Seneca Nation of Indians Federal Credit Union
Irving, New York · Under $100 million in assets
Metric by metric
| Measure | Metro Realtors Federal Credit Union | Seneca Nation of Indians Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 75 (stronger) |
| Capital cushion | 46 | 85 (stronger) |
| Loan quality | 83 (stronger) | 52 |
| Earnings | 0 | 64 (stronger) |
| Funding & liquidity | 65 | 97 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 13th | 52nd |
| Total assets | $10.6M | $9.5M |
| Deposits / shares | $9.5M | $8.2M |
| Capital ratio | 9.61% | 13.47% (stronger) |
| Problem loans | 0.50% (stronger) | 1.43% |
| Net charge-offs | 0.86% | 0.41% (stronger) |
| Return on assets | -3.11% | 1.09% (stronger) |
| Loans ÷ deposits | 83.1% | 62.9% (stronger) |
| Uninsured deposits | 26.3% | 4.2% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seneca Nation of Indians Federal Credit Union has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Metro Realtors Federal Credit Union leads on 1 and Seneca Nation of Indians Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.