Side-by-side · Q2 2026 data
Metropolitan Bank and Trust Company vs Emigrant Mercantile Bank
Bank
Metropolitan Bank and Trust Company
New York, New York · Under $100 million in assets
Metric by metric
| Measure | Metropolitan Bank and Trust Company | Emigrant Mercantile Bank |
|---|---|---|
| TellerScore | 48 | 80 (stronger) |
| Capital cushion | 0 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 20 | 31 (stronger) |
| Funding & liquidity | 93 (stronger) | 61 |
| Problem-loan coverage | — | 100 |
| Peer percentile | 8th | 66th |
| Total assets | $32.0M | $3.5M |
| Deposits / shares | $8.7M | $500K |
| Capital ratio | 0.00% | 85.67% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.00% | 0.29% (stronger) |
| Loans ÷ deposits | 63.4% | 0.0% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 50.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Emigrant Mercantile Bank has the higher TellerScore (80 vs 48). On the 5 directional measures above (where higher or lower is clearly better), Metropolitan Bank and Trust Company leads on 1 and Emigrant Mercantile Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.