Side-by-side · Q2 2026 data
Metropolitan Bank vs Neighborhood National Bank
Metric by metric
| Measure | Metropolitan Bank | Neighborhood National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 65 |
| Capital cushion | 81 (stronger) | 66 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 46 | 46 |
| Funding & liquidity | 65 (stronger) | 48 |
| Problem-loan coverage | 68 | 92 (stronger) |
| Peer percentile | 61st | 29th |
| Total assets | $230.2M | $228.0M |
| Deposits / shares | $194.7M | $177.7M |
| Capital ratio | 13.09% (stronger) | 11.63% |
| Problem loans | 0.00% (stronger) | 0.68% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.64% | 0.65% (stronger) |
| Loans ÷ deposits | 95.1% (stronger) | 100.2% |
| Uninsured deposits | 10.3% (stronger) | 26.1% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metropolitan Bank has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Metropolitan Bank leads on 6 and Neighborhood National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.