Side-by-side · Q2 2026 data
Metropolitan Bank vs San Francisco Lee Federal Credit Union
Credit union
San Francisco Lee Federal Credit Union
San Francisco, California · Under $100 million in assets
Metric by metric
| Measure | Metropolitan Bank | San Francisco Lee Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 46 (stronger) | 25 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 68 | 100 (stronger) |
| Peer percentile | 61st | 77th |
| Total assets | $230.2M | $10.7M |
| Deposits / shares | $194.7M | $5.0M |
| Capital ratio | 13.09% | 53.26% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.64% (stronger) | 0.12% |
| Loans ÷ deposits | 95.1% | 50.4% (stronger) |
| Uninsured deposits | 10.3% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Francisco Lee Federal Credit Union has the higher TellerScore (85 vs 75). On the 5 directional measures above (where higher or lower is clearly better), Metropolitan Bank leads on 1 and San Francisco Lee Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.