Side-by-side · Q2 2026 data
Metropolitan Church Federal Credit Union vs Midway Federal Credit Union
Credit union
Metropolitan Church Federal Credit Union
Suffolk, Virginia · Under $100 million in assets
Credit union
Midway Federal Credit Union
Berryville, Virginia · Under $100 million in assets
Metric by metric
| Measure | Metropolitan Church Federal Credit Union | Midway Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 85 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 25 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 12th | 77th |
| Total assets | $12.7M | $9.7M |
| Deposits / shares | $9.3M | $7.9M |
| Capital ratio | 26.86% (stronger) | 23.64% |
| Problem loans | 8.12% | 0.00% (stronger) |
| Net charge-offs | 1.07% | -0.04% (stronger) |
| Return on assets | -0.50% | 0.11% (stronger) |
| Loans ÷ deposits | 51.8% | 42.3% (stronger) |
| Uninsured deposits | 3.1% | 0.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midway Federal Credit Union has the higher TellerScore (85 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Metropolitan Church Federal Credit Union leads on 1 and Midway Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.