Metropolitan Church Federal Credit Union (NCUA charter #5970) is based in Suffolk, Virginia. Its Q2 2026 call report shows $12.7M in total assets and $9.3M in member shares and deposits and 1 office.
Metropolitan Church Federal Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 12% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 77th. Capital cushion contributes the most (100/100, 26.86%); earnings contributes the least (0/100, -0.50%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 11 points (64 → 53), mostly because the earnings component weakened by 57 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 69 |
| Q4 2024 | 68 |
| Q1 2025 | 60 |
| Q2 2025 | 64 |
| Q3 2025 | 63 |
| Q4 2025 | 59 |
| Q1 2026 | 52 |
| Q2 2026 | 53 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 25.16% |
| Q3 2024 | 26.41% |
| Q4 2024 | 27.09% |
| Q1 2025 | 26.86% |
| Q2 2025 | 27.75% |
| Q3 2025 | 27.17% |
| Q4 2025 | 27.11% |
| Q1 2026 | 26.31% |
| Q2 2026 | 26.86% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 8.67% |
| Q3 2024 | 8.20% |
| Q4 2024 | 9.74% |
| Q1 2025 | 10.82% |
| Q2 2025 | 8.28% |
| Q3 2025 | 10.34% |
| Q4 2025 | 5.88% |
| Q1 2026 | 11.35% |
| Q2 2026 | 8.12% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.15% |
| Q3 2024 | 1.56% |
| Q4 2024 | 1.47% |
| Q1 2025 | 0.54% |
| Q2 2025 | 0.93% |
| Q3 2025 | 0.83% |
| Q4 2025 | 0.20% |
| Q1 2026 | -4.13% |
| Q2 2026 | -0.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $12.7M | 26.86% | 8.12% | -0.50% | 51.8% |
| Q1 2026 | 52 | $13.0M | 26.31% | 11.35% | -4.13% | 51.0% |
| Q4 2025 | 59 | $12.6M | 27.11% | 5.88% | 0.20% | 53.3% |
| Q3 2025 | 63 | $12.8M | 27.17% | 10.34% | 0.83% | 55.8% |
| Q2 2025 | 64 | $12.4M | 27.75% | 8.28% | 0.93% | 57.6% |
| Q1 2025 | 60 | $12.7M | 26.86% | 10.82% | 0.54% | 58.5% |
| Q4 2024 | 68 | $12.4M | 27.09% | 9.74% | 1.47% | 60.5% |
| Q3 2024 | 69 | $12.7M | 26.41% | 8.20% | 1.56% | 60.6% |
| Q2 2024 | 65 | $12.7M | 25.16% | 8.67% | 1.15% | 57.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Virginia State University Federal Credit UnionCredit union South Chesterfi, VA | 52 out of 100, Below average | $13.0M | 9.2% | 1.93% | vs |
| Richmond Heritage Federal Credit UnionCredit union Richmond, VA | 78 out of 100, Strong | $10.6M | 37.1% | 0.30% | vs |
| Virginia United Methodist Credit UnionCredit union North Chesterfi, VA | 30 out of 100, Low | $15.0M | 10.2% | 5.95% | vs |
| Augusta Health Care Credit UnionCredit union Fishersville, VA | 90 out of 100, Very strong | $15.2M | 21.1% | 0.61% | vs |
| VA Beach Postal Federal Credit UnionCredit union Virginia Beach, VA | 80 out of 100, Strong | $10.0M | 13.0% | 0.50% | vs |
| Midway Federal Credit UnionCredit union Berryville, VA | 85 out of 100, Very strong | $9.7M | 23.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Metropolitan Church Federal Credit Union?
Yes. Metropolitan Church Federal Credit Union is a federally insured credit union (NCUA charter #5970). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.1% of shares and deposits ($287K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 26.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Metropolitan Church Federal Credit Union lists 1 office in 1 city. Most locations:
- Suffolk, VA (1)
Identity & history
Profile
- Legal name
- Metropolitan Church Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 5970
- RSSD ID
- 379377
- Primary regulator
- NCUA
- Established
- 1949
- Headquarters
- P.O. Box 1738, Suffolk, VA 23439
- Employees
- 7
Quick answers
Metropolitan Church Federal Credit Union: common questions
Is Metropolitan Church Federal Credit Union NCUA insured?
Yes. Metropolitan Church Federal Credit Union is a federally insured credit union (NCUA charter #5970). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Metropolitan Church Federal Credit Union's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Metropolitan Church Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Suffolk
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of Southside VirginiaBank Carson, VA | 97 out of 100, Very strong | $670.3M | 23.4% | 0.08% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| Northern Star Credit Union, Inc.Credit union Portsmouth, VA | 85 out of 100, Very strong | $73.7M | 16.8% | 0.32% | vs |
| Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA | 84 out of 100, Strong | $1.8M | 13.3% | 0.57% | vs |
| Pfd Firefighters Credit Union Inc.Credit union Portsmouth, VA | 82 out of 100, Strong | $34.4M | 14.9% | 0.07% | vs |
| N a E Federal Credit UnionCredit union Chesapeake, VA | 81 out of 100, Strong | $125.9M | 16.0% | 0.36% | vs |