Side-by-side · Q2 2026 data
Metropolitan Church Federal Credit Union vs Virginia United Methodist Credit Union
Credit union
Metropolitan Church Federal Credit Union
Suffolk, Virginia · Under $100 million in assets
Credit union
Virginia United Methodist Credit Union
North Chesterfi, Virginia · Under $100 million in assets
Metric by metric
| Measure | Metropolitan Church Federal Credit Union | Virginia United Methodist Credit Union |
|---|---|---|
| TellerScore | 53 (stronger) | 30 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 24 (stronger) |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 77 (stronger) | 0 |
| Peer percentile | 12th | 1st |
| Total assets | $12.7M | $15.0M |
| Deposits / shares | $9.3M | $13.5M |
| Capital ratio | 26.86% (stronger) | 10.18% |
| Problem loans | 8.12% | 5.95% (stronger) |
| Net charge-offs | 1.07% | 1.02% (stronger) |
| Return on assets | -0.50% | 0.10% (stronger) |
| Loans ÷ deposits | 51.8% (stronger) | 97.6% |
| Uninsured deposits | 3.1% (stronger) | 5.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metropolitan Church Federal Credit Union has the higher TellerScore (53 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Metropolitan Church Federal Credit Union leads on 4 and Virginia United Methodist Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.