Side-by-side · Q2 2026 data
Metropolitan "l" Federal Credit Union vs Chicago Area Office Federal Credit Union
Credit union
Metropolitan "l" Federal Credit Union
Oak Park, Illinois · Under $100 million in assets
Credit union
Chicago Area Office Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Metropolitan "l" Federal Credit Union | Chicago Area Office Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 53 |
| Capital cushion | 100 | 100 |
| Loan quality | 54 (stronger) | 0 |
| Earnings | 38 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 54th | 12th |
| Total assets | $9.3M | $9.4M |
| Deposits / shares | $7.7M | $7.4M |
| Capital ratio | 16.96% | 20.49% (stronger) |
| Problem loans | 1.38% (stronger) | 6.32% |
| Net charge-offs | -0.88% (stronger) | 1.02% |
| Return on assets | 0.46% (stronger) | -1.54% |
| Loans ÷ deposits | 22.4% (stronger) | 34.0% |
| Uninsured deposits | 0.0% (stronger) | 5.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metropolitan "l" Federal Credit Union has the higher TellerScore (76 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Metropolitan "l" Federal Credit Union leads on 6 and Chicago Area Office Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.