TellerScore

Metropolitan "l" Federal Credit Union is a federal credit union headquartered in Oak Park, Illinois, in business for about 89 years. At the end of Q2 2026 it reported $9.3M in total assets and $7.7M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Metropolitan "l" Federal Credit Union scores 76/100, which we describe as strong. That is higher than 54% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 94th. Its strongest component is capital cushion (100/100; 16.96%), and its lowest is earnings (38/100; 0.46%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.96%
Loan quality54/100
Loans 60+ days delinquent ÷ total loans: 1.38%
Earnings38/100
Return on assets (annualized): 0.46%
Funding & liquidity100/100
Loans ÷ shares: 22.4% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.46%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 14 points (62 → 76), mostly because the loan quality component improved by 54 points.

TellerScore
606876Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202462
Q4 202461
Q1 202564
Q2 202562
Q3 202562
Q4 202564
Q1 202660
Q2 202676
Net worth ratio
7.00%11.98%16.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.78%
Q3 202416.31%
Q4 202416.54%
Q1 202516.64%
Q2 202516.56%
Q3 202516.33%
Q4 202516.17%
Q1 202616.69%
Q2 202616.96%
Delinquent loans (60+ days)
1.38%3.80%6.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.77%
Q3 20245.03%
Q4 20243.56%
Q1 20253.83%
Q2 20253.37%
Q3 20256.21%
Q4 20252.62%
Q1 20265.02%
Q2 20261.38%
Return on assets
0.20%0.46%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.67%
Q3 20240.57%
Q4 20240.33%
Q1 20250.71%
Q2 20250.52%
Q3 20250.51%
Q4 20250.24%
Q1 20260.20%
Q2 20260.46%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$9.3M16.96%1.38%0.46%22.4%
Q1 202660$9.4M16.69%5.02%0.20%22.3%
Q4 202564$9.6M16.17%2.62%0.24%21.9%
Q3 202562$9.6M16.33%6.21%0.51%21.7%
Q2 202562$9.4M16.56%3.37%0.52%23.5%
Q1 202564$9.3M16.64%3.83%0.71%24.8%
Q4 202461$9.3M16.54%3.56%0.33%25.9%
Q3 202462$9.5M16.31%5.03%0.57%23.9%
Q2 202464$9.7M15.78%3.77%0.67%23.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.96%
65th
Problem loans1.38%
30th
Net charge-offs-0.88%
99th
Return on assets0.46%
40th
Loans to deposits22.4%
94th
Uninsured deposits0.0%
81st
Loan-loss reserves2.92%
93rd
Texas ratio1.5%
59th

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Deposit insurance

Is my money safe at Metropolitan "l" Federal Credit Union?

Yes. Metropolitan "l" Federal Credit Union is a federally insured credit union (NCUA charter #2370). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.96%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Metropolitan "l" Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Metropolitan "l" Federal Credit Union
Type
Federal credit union
NCUA charter #
2370
RSSD ID
121875
Primary regulator
NCUA
Established
1937
Headquarters
949 S Ridgeland, Oak Park, IL 60304
Employees
3

Quick answers

Metropolitan "l" Federal Credit Union: common questions

Is Metropolitan "l" Federal Credit Union NCUA insured?

Yes. Metropolitan "l" Federal Credit Union is a federally insured credit union (NCUA charter #2370). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Metropolitan "l" Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Metropolitan "l" Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
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