Side-by-side · Q2 2026 data
Metrowest Community Federal Credit Union vs Pioneer Valley Federal Credit Union
Credit union
Metrowest Community Federal Credit Union
Framingham, Massachusetts · $100 million – $1 billion
Credit union
Pioneer Valley Federal Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Metrowest Community Federal Credit Union | Pioneer Valley Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 37 | 66 (stronger) |
| Loan quality | 93 (stronger) | 87 |
| Earnings | 42 | 47 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 45th | 54th |
| Total assets | $147.0M | $167.2M |
| Deposits / shares | $137.6M | $144.3M |
| Capital ratio | 8.74% | 11.62% (stronger) |
| Problem loans | 0.21% (stronger) | 0.39% |
| Net charge-offs | 0.14% (stronger) | 0.62% |
| Return on assets | 0.56% | 0.66% (stronger) |
| Loans ÷ deposits | 50.7% (stronger) | 88.3% |
| Uninsured deposits | 10.2% | 9.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 33.3% |
Pioneer Valley Federal Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Metrowest Community Federal Credit Union leads on 3 and Pioneer Valley Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.