Side-by-side · Q2 2026 data
Metz Banking Company vs Exchange State Bank
Metric by metric
| Measure | Metz Banking Company | Exchange State Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 84 |
| Capital cushion | 66 | 66 |
| Loan quality | 100 | 100 |
| Earnings | 84 | 84 |
| Funding & liquidity | 88 (stronger) | 83 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 88th | 86th |
| Total assets | $117.3M | $105.0M |
| Deposits / shares | $104.0M | $88.1M |
| Capital ratio | 11.60% (stronger) | 11.59% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.60% (stronger) | 1.59% |
| Loans ÷ deposits | 72.6% (stronger) | 77.0% |
| Uninsured deposits | 10.4% (stronger) | 12.5% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metz Banking Company has the higher TellerScore (85 vs 84). On the 5 directional measures above (where higher or lower is clearly better), Metz Banking Company leads on 5 and Exchange State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.