TellerScore

Metz Banking Company is a state-chartered bank headquartered in Nevada, Missouri, in business for about 120 years. At the end of Q2 2026 it reported $117.3M in total assets and $104.0M in deposits, with 2 offices.

Metz Banking Company has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 88% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 21st. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (66/100, 11.60%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Tier 1 leverage ratio: 11.60%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings84/100
Return on assets (annualized): 1.60%
Funding & liquidity88/100
Loans ÷ deposits and uninsured-deposit share: 72.6% · 10.4% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (81 → 85), mostly because the earnings component improved by 11 points.

TellerScore
778185Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202480
Q4 202477
Q1 202581
Q2 202581
Q3 202582
Q4 202580
Q1 202683
Q2 202685
Tier 1 leverage ratio
5.00%8.51%12.02%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.02%
Q3 202412.01%
Q4 202411.48%
Q1 202511.55%
Q2 202511.54%
Q3 202511.51%
Q4 202511.42%
Q1 202611.45%
Q2 202611.60%
Noncurrent loans
0.00%0.04%0.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.01%
Q4 20240.09%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.06%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.92%1.26%1.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.14%
Q3 20241.05%
Q4 20240.92%
Q1 20251.23%
Q2 20251.33%
Q3 20251.29%
Q4 20251.24%
Q1 20261.36%
Q2 20261.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$117.3M11.60%0.00%1.60%72.6%
Q1 202683$116.0M11.45%0.00%1.36%71.6%
Q4 202580$110.0M11.42%0.06%1.24%77.1%
Q3 202582$110.6M11.51%0.00%1.29%76.4%
Q2 202581$110.2M11.54%0.00%1.33%77.9%
Q1 202581$105.7M11.55%0.00%1.23%79.4%
Q4 202477$104.1M11.48%0.09%0.92%78.8%
Q3 202480$102.9M12.01%0.01%1.05%81.9%
Q2 202480$98.3M12.02%0.00%1.14%86.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.60%
60th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets1.60%
71st
Net interest margin3.55%
30th
Efficiency ratio55.6%
71st
Loans to deposits72.6%
65th
Uninsured deposits10.4%
93rd
Loan-loss reserves1.01%
27th
Texas ratio0.0%
95th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of Brookfield - Purdin, National AssociationBank Brookfield, MO76 out of 100, Strong$116.7M11.1%0.00%vs
Bank of New MadridBank New Madrid, MO92 out of 100, Very strong$116.6M14.1%0.04%vs
Neighbors BankBank Clarence, MO47 out of 100, Below average$115.6M11.1%1.38%vs
The Hamilton BankBank Hamilton, MO74 out of 100, Strong$119.8M9.3%0.47%vs
Kennett Trust BankBank Kennett, MO49 out of 100, Below average$122.1M11.4%2.65%vs
The First National Bank of Nevada, MissouriBank Nevada, MO82 out of 100, Strong$122.2M16.1%0.95%vs

Deposit insurance

Is my money safe at Metz Banking Company?

Yes. Metz Banking Company is an FDIC-insured institution (FDIC certificate #1945). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 10.4% of deposits ($10.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.60%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Metz Banking Company lists 1 office in 1 city. Most locations:

  • Nevada, MO (1)

All branch addresses and map

Identity & history

Profile

Legal name
Metz Banking Company
Type
State-chartered bank
FDIC certificate #
1945
RSSD ID
772754
Primary regulator
FDIC
Established
September 14, 1906
Headquarters
123 N Osage Blvd, Nevada, MO 64772
Employees
17

Quick answers

Metz Banking Company: common questions

Is Metz Banking Company FDIC insured?

Yes. Metz Banking Company is an FDIC-insured institution (FDIC certificate #1945). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Metz Banking Company's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Metz Banking Company ever failed?

There is no failure record for FDIC certificate #1945 in the FDIC failed bank list.

How many branches does Metz Banking Company have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
Community Bank of El Dorado SpringsBank El Dorado Springs, MO98 out of 100, Very strong$143.6M16.6%0.09%vs
The Liberty Savings Association, FSABank Fort Scott, KS86 out of 100, Very strong$28.2M24.1%0.00%vs
Exchange State BankBank Saint Paul, KS84 out of 100, Strong$105.0M11.6%0.00%vs
The First National Bank of Nevada, MissouriBank Nevada, MO82 out of 100, Strong$122.2M16.1%0.95%vs
Mid-Missouri BankBank Springfield, MO80 out of 100, Strong$946.7M10.8%0.07%vs
GNBank, National AssociationBank Girard, KS80 out of 100, Strong$1.1B11.6%0.13%vs