Side-by-side · Q2 2026 data
Miami Federal Credit Union vs Jackson County 1st Credit Union
Metric by metric
| Measure | Miami Federal Credit Union | Jackson County 1st Credit Union |
|---|---|---|
| TellerScore | 63 | 81 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 64 | 75 (stronger) |
| Earnings | 34 | 39 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 26th | 68th |
| Total assets | $45.2M | $48.9M |
| Deposits / shares | $38.2M | $41.1M |
| Capital ratio | 11.92% | 18.06% (stronger) |
| Problem loans | 1.08% | 0.76% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.20% |
| Return on assets | 0.35% | 0.49% (stronger) |
| Loans ÷ deposits | 85.2% | 49.3% (stronger) |
| Uninsured deposits | 7.0% | 6.4% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson County 1st Credit Union has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Miami Federal Credit Union leads on 1 and Jackson County 1st Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.