Side-by-side · Q2 2026 data
Miami Federal Credit Union vs Jax Fire Credit Union
Metric by metric
| Measure | Miami Federal Credit Union | Jax Fire Credit Union |
|---|---|---|
| TellerScore | 63 | 78 (stronger) |
| Capital cushion | 69 | 83 (stronger) |
| Loan quality | 64 | 81 (stronger) |
| Earnings | 34 | 39 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 26th | 59th |
| Total assets | $45.2M | $40.4M |
| Deposits / shares | $38.2M | $34.9M |
| Capital ratio | 11.92% | 13.26% (stronger) |
| Problem loans | 1.08% | 0.57% (stronger) |
| Net charge-offs | 0.16% | 0.14% (stronger) |
| Return on assets | 0.35% | 0.47% (stronger) |
| Loans ÷ deposits | 85.2% | 46.9% (stronger) |
| Uninsured deposits | 7.0% (stronger) | 9.9% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jax Fire Credit Union has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Miami Federal Credit Union leads on 1 and Jax Fire Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.