TellerScore

Jax Fire Credit Union (NCUA charter #67717) is based in Jacksonville, Florida. Its Q2 2026 call report shows $40.4M in total assets and $34.9M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Jax Fire Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 32nd. Its strongest component is funding & liquidity (100/100; 47% loans-to-deposits, 10% uninsured), and its lowest is earnings (39/100; 0.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.26%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.57%
Earnings39/100
Return on assets (annualized): 0.47%
Funding & liquidity100/100
Loans ÷ shares: 46.9% · 9.9% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.75%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (75 → 78), mostly because the earnings component weakened by 24 points.

TellerScore
757983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202476
Q4 202477
Q1 202582
Q2 202575
Q3 202577
Q4 202583
Q1 202682
Q2 202678
Net worth ratio
7.00%10.13%13.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.70%
Q3 202410.78%
Q4 202410.77%
Q1 202511.06%
Q2 202511.62%
Q3 202512.05%
Q4 202512.66%
Q1 202612.81%
Q2 202613.26%
Delinquent loans (60+ days)
0.04%0.42%0.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.19%
Q3 20240.33%
Q4 20240.12%
Q1 20250.04%
Q2 20250.80%
Q3 20250.68%
Q4 20250.19%
Q1 20260.14%
Q2 20260.57%
Return on assets
0.47%0.87%1.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.00%
Q3 20240.94%
Q4 20240.80%
Q1 20251.28%
Q2 20251.07%
Q3 20251.02%
Q4 20250.87%
Q1 20260.70%
Q2 20260.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$40.4M13.26%0.57%0.47%46.9%
Q1 202682$41.6M12.81%0.14%0.70%46.7%
Q4 202583$41.5M12.66%0.19%0.87%47.2%
Q3 202577$43.4M12.05%0.68%1.02%46.5%
Q2 202575$44.2M11.62%0.80%1.07%45.9%
Q1 202582$45.6M11.06%0.04%1.28%44.7%
Q4 202477$45.5M10.77%0.12%0.80%44.8%
Q3 202476$45.0M10.78%0.33%0.94%45.1%
Q2 202478$44.4M10.70%0.19%1.00%46.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.26%
41st
Problem loans0.57%
55th
Net charge-offs0.14%
53rd
Return on assets0.47%
40th
Loans to deposits46.9%
68th
Uninsured deposits9.9%
7th
Loan-loss reserves0.00%
37th
Texas ratio1.7%
55th

Similar-size credit unions in Florida

InstitutionScoreAssetsCapitalProblem loansCompare
City-County Employees Credit UnionCredit union Clearwater, FL62 out of 100, Moderate$42.5M8.3%0.59%vs
Transport Credit UnionCredit union Tampa, FL85 out of 100, Very strong$35.8M18.6%0.52%vs
Miami Federal Credit UnionCredit union Miami, FL63 out of 100, Moderate$45.2M11.9%1.08%vs
1st Street Credit UnionCredit union Sarasota, FL89 out of 100, Very strong$34.5M14.7%0.10%vs
Ecu Credit UnionCredit union Seminole, FL79 out of 100, Strong$34.1M17.4%0.56%vs
Jackson County 1st Credit UnionCredit union Marianna, FL81 out of 100, Strong$48.9M18.1%0.76%vs

Deposit insurance

Is my money safe at Jax Fire Credit Union?

Yes. Jax Fire Credit Union is a federally insured credit union (NCUA charter #67717). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.9% of shares and deposits ($3.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Jax Fire Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Jax Fire Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67717
RSSD ID
881991
Primary regulator
State + NCUA
Established
1933
Headquarters
2205 Haines St, Jacksonville, FL 32206
Employees
10

Quick answers

Jax Fire Credit Union: common questions

Is Jax Fire Credit Union NCUA insured?

Yes. Jax Fire Credit Union is a federally insured credit union (NCUA charter #67717). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Jax Fire Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Jax Fire Credit Union have?

1 office as of the latest NCUA data.

Nearby

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