Side-by-side · Q2 2026 data
Miami Federal Credit Union vs Ocala Community Credit Union
Metric by metric
| Measure | Miami Federal Credit Union | Ocala Community Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 51 |
| Capital cushion | 69 (stronger) | 51 |
| Loan quality | 64 (stronger) | 14 |
| Earnings | 34 | 43 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 85 | 85 |
| Peer percentile | 26th | 10th |
| Total assets | $45.2M | $49.3M |
| Deposits / shares | $38.2M | $43.9M |
| Capital ratio | 11.92% (stronger) | 10.13% |
| Problem loans | 1.08% (stronger) | 2.57% |
| Net charge-offs | 0.16% (stronger) | 1.19% |
| Return on assets | 0.35% | 0.57% (stronger) |
| Loans ÷ deposits | 85.2% | 33.7% (stronger) |
| Uninsured deposits | 7.0% | 2.3% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Miami Federal Credit Union has the higher TellerScore (63 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Miami Federal Credit Union leads on 4 and Ocala Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.