Side-by-side · Q2 2026 data
Miami Firefighters Federal Credit Union vs Community South Credit Union
Metric by metric
| Measure | Miami Firefighters Federal Credit Union | Community South Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 71 |
| Capital cushion | 75 | 81 (stronger) |
| Loan quality | 87 (stronger) | 68 |
| Earnings | 56 (stronger) | 48 |
| Funding & liquidity | 72 | 73 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 68th | 54th |
| Total assets | $189.2M | $244.6M |
| Deposits / shares | $165.1M | $209.4M |
| Capital ratio | 12.52% | 13.05% (stronger) |
| Problem loans | 0.39% (stronger) | 0.96% |
| Net charge-offs | 0.21% (stronger) | 0.48% |
| Return on assets | 0.89% (stronger) | 0.71% |
| Loans ÷ deposits | 83.8% (stronger) | 86.9% |
| Uninsured deposits | 18.4% | 3.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.8% | — |
Miami Firefighters Federal Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Miami Firefighters Federal Credit Union leads on 5 and Community South Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.