Side-by-side · Q2 2026 data
Miami Firefighters Federal Credit Union vs Pinellas Federal Credit Union
Metric by metric
| Measure | Miami Firefighters Federal Credit Union | Pinellas Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 75 | 81 (stronger) |
| Loan quality | 87 (stronger) | 69 |
| Earnings | 56 (stronger) | 43 |
| Funding & liquidity | 72 | 94 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 68th | 60th |
| Total assets | $189.2M | $170.4M |
| Deposits / shares | $165.1M | $147.3M |
| Capital ratio | 12.52% | 13.10% (stronger) |
| Problem loans | 0.39% (stronger) | 0.92% |
| Net charge-offs | 0.21% (stronger) | 0.34% |
| Return on assets | 0.89% (stronger) | 0.57% |
| Loans ÷ deposits | 83.8% | 66.6% (stronger) |
| Uninsured deposits | 18.4% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.8% | — |
Miami Firefighters Federal Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Miami Firefighters Federal Credit Union leads on 4 and Pinellas Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.