Side-by-side · Q2 2026 data
Miami University Community Federal Credit Union vs Champion Credit Union
Credit union
Miami University Community Federal Credit Union
Oxford, Ohio · Under $100 million in assets
Metric by metric
| Measure | Miami University Community Federal Credit Union | Champion Credit Union |
|---|---|---|
| TellerScore | 59 | 73 (stronger) |
| Capital cushion | 77 (stronger) | 66 |
| Loan quality | 20 | 70 (stronger) |
| Earnings | 38 | 54 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 20th | 47th |
| Total assets | $77.4M | $74.1M |
| Deposits / shares | $66.8M | $65.2M |
| Capital ratio | 12.73% (stronger) | 11.58% |
| Problem loans | 2.41% | 0.89% (stronger) |
| Net charge-offs | 0.31% | -0.05% (stronger) |
| Return on assets | 0.45% | 0.85% (stronger) |
| Loans ÷ deposits | 55.7% | 38.6% (stronger) |
| Uninsured deposits | 3.3% | 2.9% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Champion Credit Union has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Miami University Community Federal Credit Union leads on 1 and Champion Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.