Side-by-side · Q2 2026 data
Miami University Community Federal Credit Union vs Eaton Family Credit Union
Credit union
Miami University Community Federal Credit Union
Oxford, Ohio · Under $100 million in assets
Metric by metric
| Measure | Miami University Community Federal Credit Union | Eaton Family Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 39 |
| Capital cushion | 77 (stronger) | 56 |
| Loan quality | 20 (stronger) | 0 |
| Earnings | 38 (stronger) | 22 |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 82 (stronger) | 56 |
| Peer percentile | 20th | 3rd |
| Total assets | $77.4M | $77.6M |
| Deposits / shares | $66.8M | $70.3M |
| Capital ratio | 12.73% (stronger) | 10.62% |
| Problem loans | 2.41% (stronger) | 3.04% |
| Net charge-offs | 0.31% (stronger) | 0.47% |
| Return on assets | 0.45% (stronger) | 0.05% |
| Loans ÷ deposits | 55.7% (stronger) | 79.7% |
| Uninsured deposits | 3.3% (stronger) | 4.4% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Miami University Community Federal Credit Union has the higher TellerScore (59 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Miami University Community Federal Credit Union leads on 7 and Eaton Family Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.