Headquartered in Euclid, Ohio, Eaton Family Credit Union is a federally insured state-chartered credit union with $77.6M in total assets and $70.3M in member shares and deposits as of Q2 2026. It operates 6 offices across 4 states. Its charter dates back to 1937.
Based on its Q2 2026 filing, Eaton Family Credit Union scores 39/100, which we describe as low. That is higher than only 3% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 190th. Its strongest component is funding & liquidity (81/100; 80% loans-to-deposits, 4% uninsured), and its lowest is loan quality (0/100; 3.04%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 15 points (54 → 39), mostly because the loan quality component weakened by 47 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 44 |
| Q3 2024 | 46 |
| Q4 2024 | 55 |
| Q1 2025 | 56 |
| Q2 2025 | 54 |
| Q3 2025 | 45 |
| Q4 2025 | 47 |
| Q1 2026 | 48 |
| Q2 2026 | 39 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.89% |
| Q3 2024 | 10.79% |
| Q4 2024 | 11.08% |
| Q1 2025 | 10.91% |
| Q2 2025 | 10.80% |
| Q3 2025 | 10.74% |
| Q4 2025 | 10.80% |
| Q1 2026 | 10.62% |
| Q2 2026 | 10.62% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.54% |
| Q3 2024 | 2.33% |
| Q4 2024 | 1.49% |
| Q1 2025 | 1.28% |
| Q2 2025 | 1.58% |
| Q3 2025 | 2.47% |
| Q4 2025 | 2.27% |
| Q1 2026 | 2.16% |
| Q2 2026 | 3.04% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.07% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.05% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 39 | $77.6M | 10.62% | 3.04% | 0.05% | 79.7% |
| Q1 2026 | 48 | $78.4M | 10.62% | 2.16% | 0.05% | 77.4% |
| Q4 2025 | 47 | $77.0M | 10.80% | 2.27% | 0.06% | 79.5% |
| Q3 2025 | 45 | $77.4M | 10.74% | 2.47% | 0.07% | 78.6% |
| Q2 2025 | 54 | $76.9M | 10.80% | 1.58% | 0.07% | 79.1% |
| Q1 2025 | 56 | $76.8M | 10.91% | 1.28% | 0.03% | 80.0% |
| Q4 2024 | 55 | $75.6M | 11.08% | 1.49% | 0.06% | 82.6% |
| Q3 2024 | 46 | $77.5M | 10.79% | 2.33% | 0.07% | 83.7% |
| Q2 2024 | 44 | $76.8M | 10.89% | 2.54% | 0.09% | 85.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Miami University Community Federal Credit UnionCredit union Oxford, OH | 59 out of 100, Moderate | $77.4M | 12.7% | 2.41% | vs |
| Your Legacy Federal Credit UnionCredit union Tiffin, OH | 64 out of 100, Moderate | $79.1M | 10.2% | 1.06% | vs |
| L C E Federal Credit UnionCredit union Painesville, OH | 73 out of 100, Strong | $74.3M | 10.3% | 0.54% | vs |
| Champion Credit UnionCredit union Toledo, OH | 73 out of 100, Strong | $74.1M | 11.6% | 0.89% | vs |
| Integrity Federal Credit UnionCredit union Barberton, OH | 74 out of 100, Strong | $73.4M | 9.8% | 0.42% | vs |
| Lan-Fair Federal Credit UnionCredit union Lancaster, OH | 69 out of 100, Moderate | $72.9M | 10.0% | 0.37% | vs |
Deposit insurance
Is my money safe at Eaton Family Credit Union?
Yes. Eaton Family Credit Union is a federally insured credit union (NCUA charter #68354). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.4% of shares and deposits ($3.1M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.62%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
6 locations
Branches
Eaton Family Credit Union lists 6 offices in 5 cities across 4 states. Most locations:
- Willoughby Hills, OH (2)
- Euclid, OH (1)
- Lincoln, IL (1)
- Searcy, AR (1)
- Sumter, SC (1)
Identity & history
Profile
- Legal name
- Eaton Family Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68354
- RSSD ID
- 110075
- Primary regulator
- State + NCUA
- Established
- 1937
- Headquarters
- 333 Babbitt Road, Euclid, OH 44123
- Employees
- 22
Quick answers
Eaton Family Credit Union: common questions
Is Eaton Family Credit Union NCUA insured?
Yes. Eaton Family Credit Union is a federally insured credit union (NCUA charter #68354). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Eaton Family Credit Union's TellerScore?
39 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Eaton Family Credit Union have?
6 offices as of the latest NCUA data, in 4 states.
Nearby
Highest-scoring banks and credit unions with branches near Euclid
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Credit First National AssociationBank Brook Park, OH | 94 out of 100, Very strong | $39.8M | 98.3% | 0.00% | vs |
| Wiremen'S Credit UnionCredit union Parma, OH | 92 out of 100, Very strong | $40.6M | 17.0% | 0.11% | vs |
| Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH | 90 out of 100, Very strong | $9.6M | 19.8% | 0.04% | vs |
| Acme Federal Credit UnionCredit union Eastlake, OH | 88 out of 100, Very strong | $15.2M | 18.9% | 0.18% | vs |
| Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH | 88 out of 100, Very strong | $113.7M | 17.3% | 0.01% | vs |
| Fasson Employees Federal Credit UnionCredit union Painesville, OH | 87 out of 100, Very strong | $14.1M | 20.6% | 0.42% | vs |