Side-by-side · Q2 2026 data
Michigan Coastal Credit Union vs Wmcu Credit Union
Metric by metric
| Measure | Michigan Coastal Credit Union | Wmcu Credit Union |
|---|---|---|
| TellerScore | 33 | 84 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 51 | 64 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 12 | 94 (stronger) |
| Peer percentile | 2nd | 86th |
| Total assets | $25.7M | $455.3M |
| Deposits / shares | $23.4M | $373.3M |
| Capital ratio | 8.66% | 17.32% (stronger) |
| Problem loans | 4.04% | 0.92% (stronger) |
| Net charge-offs | 0.76% (stronger) | 0.98% |
| Return on assets | 0.77% | 1.11% (stronger) |
| Loans ÷ deposits | 89.8% | 55.1% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 3.2% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wmcu Credit Union has the higher TellerScore (84 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Michigan Coastal Credit Union leads on 2 and Wmcu Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.