Side-by-side · Q2 2026 data
Michigan Columbus Federal Credit Union vs Community Focus Federal Credit Union
Credit union
Michigan Columbus Federal Credit Union
Livonia, Michigan · Under $100 million in assets
Credit union
Community Focus Federal Credit Union
Brownstown, Michigan · Under $100 million in assets
Metric by metric
| Measure | Michigan Columbus Federal Credit Union | Community Focus Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 66 (stronger) | 49 |
| Earnings | 52 (stronger) | 18 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 70th | 34th |
| Total assets | $75.0M | $68.0M |
| Deposits / shares | $62.4M | $59.9M |
| Capital ratio | 16.57% (stronger) | 14.09% |
| Problem loans | 1.01% (stronger) | 1.52% |
| Net charge-offs | 0.46% (stronger) | 0.53% |
| Return on assets | 0.80% (stronger) | -0.05% |
| Loans ÷ deposits | 42.3% (stronger) | 57.3% |
| Uninsured deposits | 3.9% | 2.5% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Michigan Columbus Federal Credit Union has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Michigan Columbus Federal Credit Union leads on 6 and Community Focus Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.