Side-by-side · Q2 2026 data
Michigan Columbus Federal Credit Union vs Jessop Community Federal Credit Union
Credit union
Michigan Columbus Federal Credit Union
Livonia, Michigan · Under $100 million in assets
Credit union
Jessop Community Federal Credit Union
Washington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Michigan Columbus Federal Credit Union | Jessop Community Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 66 | 87 (stronger) |
| Earnings | 52 | 70 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 70th | 83rd |
| Total assets | $75.0M | $34.1M |
| Deposits / shares | $62.4M | $29.3M |
| Capital ratio | 16.57% (stronger) | 13.83% |
| Problem loans | 1.01% | 0.38% (stronger) |
| Net charge-offs | 0.46% | 0.33% (stronger) |
| Return on assets | 0.80% | 1.26% (stronger) |
| Loans ÷ deposits | 42.3% | 38.2% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 4.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Jessop Community Federal Credit Union has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Michigan Columbus Federal Credit Union leads on 2 and Jessop Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.