Side-by-side · Q2 2026 data
Michigan Columbus Federal Credit Union vs University of Michigan Credit Union
Credit union
Michigan Columbus Federal Credit Union
Livonia, Michigan · Under $100 million in assets
Credit union
University of Michigan Credit Union
Ann Arbor, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Michigan Columbus Federal Credit Union | University of Michigan Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 66 | 73 (stronger) |
| Earnings | 52 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 70th | 27th |
| Total assets | $75.0M | $1.5B |
| Deposits / shares | $62.4M | $1.1B |
| Capital ratio | 16.57% (stronger) | 11.08% |
| Problem loans | 1.01% | 0.82% (stronger) |
| Net charge-offs | 0.46% (stronger) | 0.62% |
| Return on assets | 0.80% (stronger) | 0.41% |
| Loans ÷ deposits | 42.3% (stronger) | 103.3% |
| Uninsured deposits | 3.9% (stronger) | 10.6% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 7.1% |
Michigan Columbus Federal Credit Union has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Michigan Columbus Federal Credit Union leads on 6 and University of Michigan Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.