The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 61).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Michigan

Yes. University of Michigan Credit Union is a federally insured credit union (NCUA charter #61552). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.6% of shares and deposits ($119.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.08%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

University of Michigan Credit Union lists 6 offices in 4 cities. Most locations:

• Ann Arbor, MI (3)
• Dearborn, MI (1)
• Northville, MI (1)
• Ypsilanti, MI (1)

All branch addresses and map

In 2025, University of Michigan Credit Union reported 1,148 home-loan applications under HMDA (LEI 549300AQN2CY1MGE3J02): 790 originated ($136,800,000 total), 70 denied, and 165 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

University of Michigan Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

61552

RSSD ID

57992

Primary regulator

State + NCUA

Established

1954

Headquarters

PO Box 7850, Ann Arbor, MI 48107

Employees

254