Side-by-side · Q2 2026 data
Michigan First Credit Union vs Frankenmuth Credit Union
Metric by metric
| Measure | Michigan First Credit Union | Frankenmuth Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 62 (stronger) | 60 |
| Earnings | 44 | 74 (stronger) |
| Funding & liquidity | 63 | 68 (stronger) |
| Problem-loan coverage | 87 (stronger) | 81 |
| Peer percentile | 66th | 36th |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.1B | $1.4B |
| Capital ratio | 15.80% (stronger) | 10.31% |
| Problem loans | 1.14% (stronger) | 1.19% |
| Net charge-offs | 0.95% | 0.43% (stronger) |
| Return on assets | 0.59% | 1.34% (stronger) |
| Loans ÷ deposits | 97.4% | 82.3% (stronger) |
| Uninsured deposits | 5.6% (stronger) | 23.6% |
| Offices | 22 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.1% | 2.8% |
Michigan First Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Michigan First Credit Union leads on 4 and Frankenmuth Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.