Side-by-side · Q2 2026 data
Michigan Schools and Government Credit Union vs Consumers Credit Union
Credit union
Michigan Schools and Government Credit Union
Clinton Townshi, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Michigan Schools and Government Credit Union | Consumers Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 76 (stronger) | 44 |
| Loan quality | 80 | 87 (stronger) |
| Earnings | 79 (stronger) | 68 |
| Funding & liquidity | 57 (stronger) | 51 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 79th | 41st |
| Total assets | $4.4B | $2.9B |
| Deposits / shares | $3.7B | $2.4B |
| Capital ratio | 12.63% (stronger) | 9.36% |
| Problem loans | 0.61% | 0.40% (stronger) |
| Net charge-offs | 0.27% | 0.24% (stronger) |
| Return on assets | 1.47% (stronger) | 1.21% |
| Loans ÷ deposits | 103.0% (stronger) | 106.4% |
| Uninsured deposits | 12.4% (stronger) | 17.7% |
| Offices | 11 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Michigan Schools and Government Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Michigan Schools and Government Credit Union leads on 5 and Consumers Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.