Side-by-side · Q2 2026 data
Michigan Schools and Government Credit Union vs Genisys Credit Union
Credit union
Michigan Schools and Government Credit Union
Clinton Townshi, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Michigan Schools and Government Credit Union | Genisys Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 80 (stronger) | 64 |
| Earnings | 79 | 88 (stronger) |
| Funding & liquidity | 57 | 61 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 79th | 89th |
| Total assets | $4.4B | $6.6B |
| Deposits / shares | $3.7B | $5.5B |
| Capital ratio | 12.63% | 15.47% (stronger) |
| Problem loans | 0.61% (stronger) | 1.09% |
| Net charge-offs | 0.27% (stronger) | 0.59% |
| Return on assets | 1.47% | 1.70% (stronger) |
| Loans ÷ deposits | 103.0% | 98.9% (stronger) |
| Uninsured deposits | 12.4% | 8.4% (stronger) |
| Offices | 11 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
Genisys Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Michigan Schools and Government Credit Union leads on 2 and Genisys Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.