Side-by-side · Q2 2026 data
Mid-Atlantic Federal Credit Union vs Angelina County Teachers Credit Union
Credit union
Mid-Atlantic Federal Credit Union
Germantown, Maryland · $100 million – $1 billion
Credit union
Angelina County Teachers Credit Union
Lufkin, Texas · Under $100 million in assets
Metric by metric
| Measure | Mid-Atlantic Federal Credit Union | Angelina County Teachers Credit Union |
|---|---|---|
| TellerScore | 66 | 100 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 76 | 99 (stronger) |
| Earnings | 40 | 100 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 37th | 100th |
| Total assets | $443.4M | $12.9M |
| Deposits / shares | $389.5M | $10.5M |
| Capital ratio | 10.98% | 18.38% (stronger) |
| Problem loans | 0.72% | 0.04% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.20% |
| Return on assets | 0.50% | 2.33% (stronger) |
| Loans ÷ deposits | 81.9% | 36.6% (stronger) |
| Uninsured deposits | 15.6% | 4.9% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.1% | — |
Angelina County Teachers Credit Union has the higher TellerScore (100 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Mid-Atlantic Federal Credit Union leads on 1 and Angelina County Teachers Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.