Side-by-side · Q2 2026 data
Mid-Central National Bank vs Key Community Bank
Metric by metric
| Measure | Mid-Central National Bank | Key Community Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 57 |
| Capital cushion | 99 (stronger) | 57 |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 44 (stronger) | 16 |
| Funding & liquidity | 67 (stronger) | 30 |
| Problem-loan coverage | 94 (stronger) | 67 |
| Peer percentile | 68th | 14th |
| Total assets | $117.1M | $121.0M |
| Deposits / shares | $94.9M | $107.6M |
| Capital ratio | 14.91% (stronger) | 10.66% |
| Problem loans | 0.76% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.36% |
| Return on assets | 0.60% (stronger) | -0.11% |
| Loans ÷ deposits | 93.2% (stronger) | 95.8% |
| Uninsured deposits | 3.9% (stronger) | 45.6% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Central National Bank has the higher TellerScore (77 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Mid-Central National Bank leads on 6 and Key Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.