Side-by-side · Q2 2026 data
Mid-Central National Bank vs Mid Minnesota Federal Credit Union
Metric by metric
| Measure | Mid-Central National Bank | Mid Minnesota Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 67 |
| Capital cushion | 99 (stronger) | 43 |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 44 | 66 (stronger) |
| Funding & liquidity | 67 | 68 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 68th | 41st |
| Total assets | $117.1M | $858.0M |
| Deposits / shares | $94.9M | $766.9M |
| Capital ratio | 14.91% (stronger) | 9.30% |
| Problem loans | 0.76% | 0.43% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.60% | 1.15% (stronger) |
| Loans ÷ deposits | 93.2% | 92.3% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 6.1% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Central National Bank has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Mid-Central National Bank leads on 4 and Mid Minnesota Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Staples, MN