Side-by-side · Q2 2026 data
Mid Minnesota Federal Credit Union vs Brainerd B. N. Credit Union
Metric by metric
| Measure | Mid Minnesota Federal Credit Union | Brainerd B. N. Credit Union |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 43 | 58 (stronger) |
| Loan quality | 86 | 94 (stronger) |
| Earnings | 66 (stronger) | 38 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 41st | 60th |
| Total assets | $858.0M | $127.8M |
| Deposits / shares | $766.9M | $113.5M |
| Capital ratio | 9.30% | 10.76% (stronger) |
| Problem loans | 0.43% | 0.17% (stronger) |
| Net charge-offs | 0.24% | 0.01% (stronger) |
| Return on assets | 1.15% (stronger) | 0.46% |
| Loans ÷ deposits | 92.3% | 56.0% (stronger) |
| Uninsured deposits | 6.1% | 4.5% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brainerd B. N. Credit Union has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Mid Minnesota Federal Credit Union leads on 1 and Brainerd B. N. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.