Side-by-side · Q2 2026 data
Mid Minnesota Federal Credit Union vs My Credit Union
Metric by metric
| Measure | Mid Minnesota Federal Credit Union | My Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 51 |
| Capital cushion | 43 | 44 (stronger) |
| Loan quality | 86 (stronger) | 59 |
| Earnings | 66 (stronger) | 25 |
| Funding & liquidity | 68 (stronger) | 67 |
| Problem-loan coverage | 90 (stronger) | 78 |
| Peer percentile | 41st | 7th |
| Total assets | $858.0M | $366.4M |
| Deposits / shares | $766.9M | $328.7M |
| Capital ratio | 9.30% | 9.44% (stronger) |
| Problem loans | 0.43% (stronger) | 1.23% |
| Net charge-offs | 0.24% | 0.08% (stronger) |
| Return on assets | 1.15% (stronger) | 0.14% |
| Loans ÷ deposits | 92.3% (stronger) | 93.0% |
| Uninsured deposits | 6.1% (stronger) | 8.6% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid Minnesota Federal Credit Union has the higher TellerScore (67 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Mid Minnesota Federal Credit Union leads on 5 and My Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.