Side-by-side · Q2 2026 data
Mid-Missouri Bank vs Metro Credit Union
Metric by metric
| Measure | Mid-Missouri Bank | Metro Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 58 | 80 (stronger) |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 85 (stronger) | 55 |
| Funding & liquidity | 74 | 95 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 77th | 68th |
| Total assets | $946.7M | $123.0M |
| Deposits / shares | $844.3M | $106.7M |
| Capital ratio | 10.80% | 12.96% (stronger) |
| Problem loans | 0.07% (stronger) | 0.90% |
| Net charge-offs | 0.04% (stronger) | 0.81% |
| Return on assets | 1.63% (stronger) | 0.87% |
| Loans ÷ deposits | 79.6% | 64.8% (stronger) |
| Uninsured deposits | 20.7% | 2.8% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Missouri Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Mid-Missouri Bank leads on 4 and Metro Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.