Side-by-side · Q2 2026 data
Midcoast Federal Credit Union vs Coast Line Credit Union
Metric by metric
| Measure | Midcoast Federal Credit Union | Coast Line Credit Union |
|---|---|---|
| TellerScore | 66 | 94 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 86 | 93 (stronger) |
| Earnings | 32 | 79 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 37th | 95th |
| Total assets | $267.1M | $89.2M |
| Deposits / shares | $235.7M | $68.3M |
| Capital ratio | 11.11% | 19.06% (stronger) |
| Problem loans | 0.41% | 0.22% (stronger) |
| Net charge-offs | 0.30% | 0.01% (stronger) |
| Return on assets | 0.31% | 1.48% (stronger) |
| Loans ÷ deposits | 91.2% | 53.8% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 9.1% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
Coast Line Credit Union has the higher TellerScore (94 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Midcoast Federal Credit Union leads on 1 and Coast Line Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.