Side-by-side · Q2 2026 data
Middle Tennessee Federal Credit Union vs Enbright Credit Union
Credit union
Middle Tennessee Federal Credit Union
Cookeville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Middle Tennessee Federal Credit Union | Enbright Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 87 (stronger) | 85 |
| Earnings | 98 (stronger) | 23 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 97th | 34th |
| Total assets | $71.3M | $79.3M |
| Deposits / shares | $59.3M | $70.1M |
| Capital ratio | 16.80% (stronger) | 10.86% |
| Problem loans | 0.40% (stronger) | 0.44% |
| Net charge-offs | 1.15% (stronger) | 1.20% |
| Return on assets | 1.95% (stronger) | 0.07% |
| Loans ÷ deposits | 60.1% (stronger) | 63.9% |
| Uninsured deposits | 5.2% | 1.1% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Middle Tennessee Federal Credit Union has the higher TellerScore (96 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Middle Tennessee Federal Credit Union leads on 6 and Enbright Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.