Side-by-side · Q2 2026 data
Middlesex-Essex Postal Employees Federal Credit Union vs Lynn Teachers Credit Union
Credit union
Middlesex-Essex Postal Employees Federal Credit Union
North Reading, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Middlesex-Essex Postal Employees Federal Credit Union | Lynn Teachers Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 46 |
| Earnings | 79 | 99 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 92nd | 80th |
| Total assets | $4.6M | $5.2M |
| Deposits / shares | $2.9M | $4.1M |
| Capital ratio | 37.19% (stronger) | 20.44% |
| Problem loans | 0.43% (stronger) | 1.62% |
| Net charge-offs | 0.23% (stronger) | 0.34% |
| Return on assets | 1.48% | 1.98% (stronger) |
| Loans ÷ deposits | 46.7% | 44.1% (stronger) |
| Uninsured deposits | 0.6% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Middlesex-Essex Postal Employees Federal Credit Union has the higher TellerScore (92 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Middlesex-Essex Postal Employees Federal Credit Union leads on 4 and Lynn Teachers Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.